Friday, July 7, 2023Golf carts are not like your standard car. However, they’re still vehicles. You might think golf carts are relatively risk-free. While in some cases, this line of thought holds, it is not always true. Golf carts pose unique risks to their owners. Some golf carts might be simple machines with a few basic functions. READ MORE >>
Wednesday, June 14, 2023A Business Owner Policy, or BOP, provides financial coverage for many businesses. This is a simple, streamlined form of business insurance. It usually gives companies the ability to keep costs low. However, it often provides for most needs. Before renewing this policy, take a closer look at it. READ MORE >>
Tuesday, May 16, 2023Whether you're still saving up to purchase your dream boat or are looking for boat insurance to protect your current investment, it's a good idea to know why some people can't get their boats insured. Some of the top reasons boaters get denied boat insurance are: 1. READ MORE >>
Wednesday, April 19, 2023Motorcycle insurance differs a bit from auto insurance. When you're buying insurance for your motorcycle, it's important to understand what your options are so you can get the maximum benefit from the insurance you purchase. Below is a description of some types of coverage you can get for your motorcycle. READ MORE >>
Wednesday, March 29, 2023Every industry has its own guidelines for how things operate, including being adequately insured. If you’re in the transportation industry, HIS Insurance & Services can provide the information you need about transportation business insurance. What Types of Insurance Do Transportation Businesses Need? READ MORE >>
Monday, February 27, 2023Virginia drivers must purchase minimum auto liability coverage amounts, and the state’s laws can change frequently. It’s crucial to work closely with your agent to get appropriate auto insurance coverage for your situation. This blog post is for informational purposes only. READ MORE >>
Tuesday, January 3, 2023According to the United States Fire Administration (USFA), there are hundreds of thousands of residential fires each year. Those fires result in thousands of deaths, tens of thousands of injuries and billions of dollars in property loss. READ MORE >>
Thursday, December 22, 2022Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. READ MORE >>
Wednesday, November 2, 2022It’s no secret that insuring a teen driver is expensive. Teen drivers don’t have the experience of mature drivers, and they are statistically more likely to get into car crashes, particularly severe ones. Still, it’s not a lost cause to get favorable rates for your teen, but it will require some commitment from the young driver themself. READ MORE >>
Friday, September 16, 2022SR-22 is often referred to as a type of insurance, but it actually refers to a form your state may request proving that your auto insurance policy meets minimum liability coverage requirements. In Virginia, SR-22 is also called FR-44. Other states may call it a certificate of financial responsibility. READ MORE >>
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